{"id":38924,"date":"2022-01-13T13:09:29","date_gmt":"2022-01-13T18:09:29","guid":{"rendered":"https:\/\/noticiaswire.wpengine.com\/?p=38924"},"modified":"2022-01-25T18:35:57","modified_gmt":"2022-01-25T23:35:57","slug":"blue-cross-and-blue-shield-of-texas-13-01","status":"publish","type":"post","link":"https:\/\/www.noticiasnewswire.com\/es\/blue-cross-and-blue-shield-of-texas-13-01\/","title":{"rendered":"Retail Open Enrollment Deadline is Near: Know Your P\u2019s in Selecting the Right Health Plan for You"},"content":{"rendered":"

RICHARDSON, TX \u2014\u00a0 January 13, 2022 \u2014 (NOTICIAS NEWSWIRE<\/a>) \u2014 The January 15, 2022 retail Open Enrollment deadline<\/a>\u00a0is fast approaching, but there\u2019s still time to choose a plan that\u2019s right for you or your family\u2019s healthcare needs.\u00a0Blue Cross and Blue Shield of Texas<\/a>\u00a0(BCBSTX) is offering multiple health plan options \u2013 some with $0 co-pays \u2013 as part of its continuing commitment to provide quality, cost-effective health care to Texans.<\/p>\n

Selecting a health plan is about the security of knowing you\u2019re protecting you or your family\u2019s health during the ongoing COVID-19 pandemic. BCBSTX is offering affordable, quality health plan options in every ZIP code in Texas\u2019 254 counties. These plans can be accessed through a robust and unrivaled network of providers and facilities. But choosing the right plan is not a one-size-fits-all proposition. In selecting the health plan that\u2019s right for you, think of the five P\u2019s:<\/p>\n

Premiums:<\/strong> Take the time to explore your options and understand the benefits and costs of each plan so you can find the coverage that works best for you and your family members. In the Dallas and Houston regions, BCBSTX is offering plans where nearly half of the on-exchange population may qualify for a $0 monthly payment after subsidies are applied. In fact, subsidies helped 92% of Texans lower their monthly bill in 2020 for plans purchased on the exchange.<\/p>\n

Pocket:<\/strong> Determine if the plan is a good fit for your budget and pay attention to more than just the monthly premium. You should also understand the other out-of-pocket costs, including deductibles, copays, and coinsurance.<\/p>\n

Provider:<\/strong> Primary care physicians (PCP) are key to optimal health.\u00a0So, after selecting a health plan, make sure to identify a PCP to help navigate your healthcare journey. For example: BCBSTX is collaborating with the\u00a0Sanitas Medical Centers<\/a> in the Houston and Dallas regions in the\u00a0MyBlue Health\u00a0HMO network.\u00a0This option allows members to enjoy a $0 copay for primary care in-person and primary care telehealth appointments with their Sanitas primary care physician.\u00a0The MyBlue HealthSM plan is also available in the Austin and San Antonio areas.<\/p>\n

Even if you don\u2019t make any changes to your health insurance, it\u2019s still a good idea to ensure that any doctor you see regularly \u2013 or plan to visit this year \u2013 is in your benefits plan\u2019s care provider network. As well, members and guests can search for doctors, hospitals, pharmacies, urgent care, and more using BCBSTX\u2019s Provider Finder\u00ae<\/a> tool.<\/p>\n

Prescriptions:<\/strong> Make sure your medications are covered. Even if you don\u2019t expect to change plans, it\u2019s important to ensure your drugs will still be covered.<\/p>\n

Phone:<\/strong> It\u2019s important to check if your plan includes 24\/7 telehealth services. In a pre-COVID-19 world, telehealth was an underutilized tool. However, the pandemic sparked a significant increase in the use of telehealth and will remain a healthcare delivery option even as people feel more comfortable again scheduling office visits.<\/p>\n

In recognition of the access challenges caused by the pandemic, BCBSTX has established multiple resources that Texans can use to find out more information about health plan options:<\/p>\n

– BCBSTX is hosting virtual open enrollment seminars across Texas with\u00a0Think Blue representatives<\/a>\u00a0who can provide guidance in English and Spanish.
\n– Customers can schedule a virtual\u00a0one-on-one\u00a0appointment\u00a0or register for a\u00a0virtual educational\u00a0seminar<\/a>.
\n– Phone help is offered at\u00a0866-427-7497<\/strong>
\n– Monday \u2013 Friday: 8 a.m. \u2013 8 p.m. CT<\/span>
\n– Saturday: 8 a.m. \u2013 6 p.m. CT<\/span>
\n– Sunday: 10 a.m. \u2013 2 p.m. CT<\/span><\/p>\n

About Blue Cross and Blue Shield of Texas:<\/h3>\n

Blue Cross and Blue Shield of Texas (BCBSTX) \u2013 the only statewide, customer-owned health insurer in Texas \u2013 is the largest provider of health benefits in the state, working with nearly 80,000 physicians and healthcare practitioners, and 500 hospitals to serve more than 6 million members in all 254 counties. BCBSTX is a Division of Health Care Service Corporation (HCSC) (which operates Blue Cross and Blue Shield plans in Texas, Illinois, Montana, Oklahoma and New Mexico), the country’s largest customer-owned health insurer, and fourth-largest health insurer overall.\u00a0 Health Care Service Corporation is a Mutual Legal Reserve Company and an Independent Licensee of the Blue Cross and Blue Shield Association.<\/p>\n","protected":false},"excerpt":{"rendered":"

\u2014 Blue Cross and Blue Shield of Texas offering multiple plans and eligible participants may qualify for $0 monthly payments on some plans \u2014<\/em><\/h3>\n","protected":false},"author":15,"featured_media":38006,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[2354,2355],"tags":[],"class_list":{"0":"post-38924","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-noticias-generales","8":"category-salud","9":"entry"},"acf":[],"featured_image_src":"https:\/\/www.noticiasnewswire.com\/wp-content\/uploads\/2021\/10\/BlueCross-695x463-2-600x400.jpg","featured_image_src_square":"https:\/\/www.noticiasnewswire.com\/wp-content\/uploads\/2021\/10\/BlueCross-695x463-2-600x463.jpg","author_info":{"display_name":"vicente","author_link":"https:\/\/www.noticiasnewswire.com\/es\/author\/vicente\/"},"_links":{"self":[{"href":"https:\/\/www.noticiasnewswire.com\/es\/wp-json\/wp\/v2\/posts\/38924","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.noticiasnewswire.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.noticiasnewswire.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.noticiasnewswire.com\/es\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/www.noticiasnewswire.com\/es\/wp-json\/wp\/v2\/comments?post=38924"}],"version-history":[{"count":0,"href":"https:\/\/www.noticiasnewswire.com\/es\/wp-json\/wp\/v2\/posts\/38924\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.noticiasnewswire.com\/es\/wp-json\/wp\/v2\/media\/38006"}],"wp:attachment":[{"href":"https:\/\/www.noticiasnewswire.com\/es\/wp-json\/wp\/v2\/media?parent=38924"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.noticiasnewswire.com\/es\/wp-json\/wp\/v2\/categories?post=38924"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.noticiasnewswire.com\/es\/wp-json\/wp\/v2\/tags?post=38924"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}