FORT LAUDERDALE, Fla., March 16, 2026 /Noticias Newswire/  –  As Americans continue to navigate ongoing inflation pressures, a new 2026 national survey from Debt.com reveals a widening financial gap that is pushing consumers to rely more heavily on credit cards for basic living expenses.

In recognition of Credit Education Month, the survey found that 55% of U.S. adults are now using credit cards as a financial lifeline to cover essential costs such as groceries, rent, and utilities—signaling a significant shift in how consumers are managing their day-to-day finances.

The findings indicate a transition from credit as a convenience to credit as a necessity. Nearly half of respondents (46%) report having maxed out at least one credit card, while 57% say ongoing inflation has forced them to carry higher monthly balances compared to a year ago.

The survey shows a sharp rise in financial strain over the past 12 months.  Americans carrying a five-figure credit card balance ($10,000 or more) jumped from 23% in 2025 to 29% in 2026. This is the largest year-over-year increase in three years.

“When nearly half of those who have maxed out their cards owe more than $10,000 and a staggering 15% are carrying balances over $30,000, we aren’t just looking at a budgeting issue; we’re looking at a financial emergency,” says Howard Dvorkin, CPA and Chairman of Debt.com. “At these levels, the interest alone can become a barrier to financial stability.”

Howard Dvorkin

CPA and chairman of Debt.com

Forty-one percent of respondents now report an average Annual Percentage Rate (APR) above 21%, up from 33% one year ago. Twenty-two percent of respondents do not know their current APR, and with average interest rates currently hovering above 24%, this lack of awareness can lead to a debt spiral where high interest outpaces the ability to pay down the principal. In 2024, 56% of Americans said they would rely on credit cards during an emergency.  That fell to 51% in 2025 but jumped to 61% this year—the highest level in three years.

Key Survey Findings:

• Emergency Reliance: 80% of respondents who are already maxed out say they would still need to rely on credit cards if faced with a sudden financial emergency.
• The Literacy Gap: Despite the financial pressure, 57% of respondents have never explored professional debt relief options, such as credit counseling or debt management plans.

On January 20, President Trump called for banks to cap credit card interest rates at 10% for one year and urged Congress to draft legislation to implement the proposal. The idea has sparked debate between consumer advocates and banking leaders over whether such a cap would help consumers or reduce access to credit.

Americans remain divided on whether the proposal could pass, but many believe it would provide meaningful financial relief:

• 36% believe the interest rate cap is realistic, achievable, and would be personally beneficial
• 35% say it would significantly reduce their debt
• 24% say the proposal is unrealistic
• Only 6% worry it would make credit harder to access

Generational Differences

When it comes to potential financial impact, Gen X (43%) are the most likely to say a rate cap would significantly reduce their debt burden, followed by Millennials (38%), Gen Z (30%), and Baby Boomers (19%). At the same time, inflation is pushing younger and middle-aged consumers deeper into credit card reliance.

• Gen X (39%) and Millennials (42%) are maxing out cards at significantly higher rates than Baby Boomers (14%)
• 56% of Gen Z say rising prices have forced them to use credit cards to make ends meet
• 66% of Millennials report relying on credit cards to get through the month
• 62% of Gen X say inflation has pushed them to rely more heavily on credit

Millennials and Gen X are also carrying the largest balances, with 35% of Millennials and 31% of Gen X reporting credit card debt exceeding $10,000.

Unexplored Debt Relief Options

Despite elevated balances and widespread high-interest rates, nearly half (46%) of Americans say they have not explored debt solutions.  Balance transfers and do-it-yourself strategies are more common than structured relief options such as credit counseling or debt settlement.

A 10% cap or other legislative measures may provide future relief, but the immediate solution is education and aggressive debt management,” Dvorkin added. “Knowing your numbers is the first step toward regaining control.”

Howard Dvorkin

CPA and chairman of Debt.com

March’s designation as Credit Education Month serves as a critical backdrop for these findings. Debt.com encourages consumers to use this month to review their APRs, evaluate their debt-to-income ratios, and seek professional guidance before their “lifeline” becomes a permanent liability. For more information on the 2026 Credit Card Survey or to view detailed generational data, visit Debt.com.

About Debt.com: Debt.com is a trusted source for consumers seeking help with credit card debt, student loans, tax debt, credit repair, and more. By connecting people with vetted financial professionals and educational tools, Debt.com empowers Americans to make smart money decisions and regain control of their finances.

Media Contact: Jillian Randolph Jrandolph@debt.com

FORT LAUDERDALE, Fla., April 2, 2026 /Noticias Newswire/ — In recognition of Financial Literacy Month this April, new findings from Consolidated Credit reveal a concerning financial trend impacting households across the United States: while incomes have steadily increased, credit card debt is rising at a significantly faster rate.

Data from Consolidated Credit, one of the nation’s largest and most established credit counseling agencies, shows that consumers enrolled in its Debt Management Program have experienced a 22% increase in income since 2016. However, during the same period, their credit card debt has surged by 54%—more than twice the rate of income growth.

This growing disparity underscores the increasing financial pressure facing American families, as higher earnings are being outpaced by escalating debt obligations.

At the same time, borrowing has become significantly more expensive. The average credit card interest rate has jumped from 12.35% in 2016 to 19.58% today, with many people having APRs up to 27%. As a result, the share of income needed to manage credit card debt has climbed from 36.72% in 2016 to 45.91% by the end of 2025—a nearly 10-percentage-point increase.

These trends align with broader national data. According to the Federal Reserve Bank of New York, total U.S. credit card debt has reached a record $1.28 trillion, contributing to overall household debt of $18.8 trillion. At the same time, credit card delinquency rates have risen sharply in recent years, particularly among lower-income households, signaling growing difficulty in keeping up with payments.

“People are feeling it financially and they’re also feeling it mentally and emotionally, too,” says April Lewis-Parks, Director of Financial Education at Consolidated Credit. “People are under stress and telling us that they are suffering from anxiety and sleepless nights tied to money.”

“People are feeling it financially and they’re also feeling it mentally and emotionally, too,” says April Lewis-Parks , Director of Financial Education at Consolidated Credit. “People are under stress and telling us that they are suffering from anxiety and sleepless nights tied to money.”

April Lewis-Parks

Director of Financial Education at Consolidated Credit

Recent reports show that over 100 million consumers are unable to pay their credit card balances in full each month, while everyday expenses like groceries continue to be a major source of stress across income levels.

“The past 10 years have been a rollercoaster ride for the American economy, but it’s been mostly downhill for the average consumer,” Lewis-Parks adds. “With global instability driving up costs and inflation pressures continuing, this could be the toughest time yet for household budgets. Many families have already weathered a recession, a pandemic, and record inflation, this may be the tipping point.”

Financial Literacy Month: Time to Take Control

April is Financial Literacy Month, serving as a critical reminder that managing money today requires more than just budgeting—it requires understanding how to navigate debt, build resilience, and regain control.

To support consumers, Consolidated Credit is offering a free educational resource: The 2026 Money Confidence Roadmap https://www.consolidatedcredit.org/library/2026-money-confidence-roadmap/ The roadmap provides a clear, step-by-step quarterly guide to:

• Reducing financial stress
• Improving credit
• Making debt feel more manageable
• Building long-term financial confidence

“Americans have weathered a lot, but this moment demands action,” Lewis-Parks says. “If debt is rising faster than income, the solution is not to wait—it’s to take control, make a plan, and start turning things around today.” Consumers can receive a free budget and debt analysis from certified counseling by calling 800-SAME-ME-2.

April Lewis-Parks

Director of Financial Education at Consolidated Credit

Consumers can receive a free budget and debt analysis from certified counseling by calling 800-SAME-ME-2.

Booklet

2026 Money Confidence Roadmap

This year-long guide helps reduce financial stress by bringing clarity to your finances, strengthening your credit, and making debt feel more manageable. Organized by quarter, it follows the natural rhythm of the year, offering practical ideas that support steadier decisions and growing confidence over time without rigid rules or pressure to start from scratch.

Open Booklet

About Consolidated Credit

Consolidated Credit is one of the nation’s largest nonprofit credit counseling organizations, helping individuals and families overcome debt and achieve financial stability through education, counseling, and debt management programs.

KISSIMMEE, FL — April 2, 2026 – (NOTICIAS NEWSWIRE) – A powerful night of worship and live music is set to take place in Central Florida as Unidos en Alabanza brings award-winning artists Alex Campos and Ingrid Rosario to the Silver Spurs Arena on May 30, 2026, uniting communities through faith-driven performance.

Bringing together two of the most influential voices in Spanish-language Christian music, the event is expected to draw audiences from across Florida and beyond for an evening centered on worship, inspiration, and community.

Alex Campos, a Colombian singer-songwriter and five-time Latin Grammy Award winner for Best Christian Album (Spanish), has built a global following through his distinctive fusion of gospel, rock, and Latin rhythms. With a career spanning more than two decades and beloved songs such as “Si Estoy Contigo,” Campos continues to shape the contemporary praise movement worldwide.

Joining him is Ingrid Rosario, a celebrated American worship leader of Dominican-Colombian heritage, whose ministry spans more than 25 years. Known for her role as Spanish Worship Director at Lakewood Church in Houston, Rosario has earned multiple nominations for both Latin Grammy and GMA Dove Awards, establishing herself as one of the leading female voices in contemporary worship music.

This marks the first appearance for both artists at the Silver Spurs Arena in Kissimmee.

Tickets for the event start at $31, with VIP Meet & Greet packages also available.

To expand access to the event, the organizers are offering limited-time ticket savings on select seating through April 12. Attendees purchasing tickets online may use the promotional code “GLORIA” during the offer period.

Click HERE for Tickets.

Additional event information can be found at: https://unidosenalabanza.org/

Click HERE for Promotional video

A Growing Movement of Worship Across the U.S.
Unidos en Alabanza is part of a broader Christian concert movement expanding across the United States, focused on bringing communities together through faith-based music experiences. Organizers also provide opportunities for individuals and organizations to support this mission through donations, helping expand future events and outreach.

More information on supporting the movement is available on the official website.

About Unidos en Alabanza
Unidos en Alabanza is a faith-driven initiative dedicated to producing high-quality Christian worship events that unite diverse communities through music, faith, and shared purpose.

CONTACT:
Charlie Jimenez / Brenda Ramos
unidosenalabanza2021@gmail.com
(305) 848-2577 / (954) 279-0742
https://unidosenalabanza.org/

MAHE, SEYCHELLES — 2 de abril de 2026 — (NOTICIAS NEWSWIRE) – La plataforma destaca la creciente demanda de rendimiento y estrategias sistemáticas a medida que la incertidumbre en las tasas de interés transforma el comportamiento de los usuarios.

El exchange de criptomonedas Zoomex ha presentado una nueva iniciativa dirigida a sus usuarios, centrada en sus productos de rendimiento, en un momento en que el aumento de la inflación y la incertidumbre persistente en torno a las tasas de interés continúan transformando la gestión del capital en los mercados de activos digitales.

La medida se enmarca en un cambio más amplio en el comportamiento de los inversores. Con las tasas de interés manteniéndose elevadas en las principales economías y unas condiciones macroeconómicas cada vez más impredecibles, los participantes del mercado buscan ir más allá de la ejecución de operaciones para centrarse en cómo se gestiona el capital entre posiciones.

Del market timing a la eficiencia del capital

Si bien la volatilidad sigue siendo una característica definitoria de los mercados cripto, Zoomex señala que la actividad de trading por sí sola ya no es suficiente en el entorno actual. El problema clave, según la plataforma, es el capital inactivo — fondos que permanecen sin utilizar fuera de las posiciones activas.

“Los traders se han centrado tradicionalmente en anticipar el momento adecuado del mercado, pero en un entorno de tasas de interés elevadas, la pregunta más importante es qué ocurre con el capital cuando no está siendo desplegado”, afirmó Fernando, Director de Marketing de Zoomex.

Esta dinámica se hace cada vez más visible a medida que los usuarios buscan equilibrar las oportunidades de trading a corto plazo con períodos de tenencia más largos, especialmente durante fases de incertidumbre macroeconómica.

Cambio en la industria: de herramientas fragmentadas a estrategias integradas

La creciente demanda de estrategias generadoras de rendimiento ha llevado a muchas plataformas a introducir productos de earning. Sin embargo, estas ofertas suelen estar fragmentadas, obligando a los usuarios a mover sus activos entre múltiples interfaces o a sacrificar flexibilidad a cambio de rentabilidad.

Según Zoomex, esta estructura limita la eficiencia del capital y añade complejidad operativa para los usuarios que intentan gestionar sus activos de forma dinámica.

En cambio, la plataforma concibe el trading, la estrategia y el rendimiento como componentes interconectados de un enfoque más amplio de gestión del capital.

Un enfoque multicapa para el despliegue continuo del capital

Zoomex integra múltiples modos de despliegue de capital dentro de un único sistema, lo que permite a los usuarios alternar entre estrategias sin necesidad de transferir fondos entre productos o plataformas.

El marco se compone de:

• Capa de Trading — que permite a los usuarios capturar la volatilidad del mercado a través del trading en spot y en futuros.
• Capa de Estrategia — que incluye herramientas como el grid trading, diseñadas para desplegar capital de forma sistemática en condiciones de mercado laterales o inciertas.
• Capa de Earning — que permite a los activos generar rendimiento cuando no se están utilizando activamente en operaciones.

En conjunto, esta estructura favorece una utilización más continua del capital, ya sea mediante trading activo, estrategias automatizadas o generación pasiva de rendimiento.

“El mercado ya no se trata solo de si estás dentro o fuera de una operación”, añadió Fernando. “Se trata de si tu capital sigue siendo productivo en diferentes condiciones de mercado”.

Más allá del trading y el rendimiento dentro de la plataforma, Zoomex también está ampliando las posibilidades de uso del capital en escenarios del mundo real a través del lanzamiento de la Zoomex Card.

La tarjeta permite a los usuarios acceder a sus activos digitales y gastarlos con mayor facilidad, tendiendo un puente entre la gestión del capital en la plataforma y el uso financiero cotidiano. Al mantener los activos conectados al ecosistema más amplio de Zoomex, los usuarios conservan su flexibilidad mientras amplían la utilidad de sus fondos más allá de los entornos de trading.

Este avance refleja una visión más amplia de la eficiencia del capital — no solo en términos de generación de rendimiento o ejecución de operaciones, sino también en la habilitación de liquidez y usabilidad en la vida diaria sin fricciones innecesarias.

Cabe destacar que el sistema está diseñado para seguir siendo accesible, reduciendo la necesidad de estrategias de asignación complejas o de gestión en múltiples plataformas.

Zoomex amplía el acceso a herramientas de rendimiento mediante una nueva iniciativa para usuarios

Como parte de esta transición, Zoomex ha lanzado una campaña para nuevos usuarios centrada en sus productos Earning, con el objetivo de mejorar la accesibilidad para quienes se incorporan a la plataforma.

La iniciativa está diseñada para guiar a los usuarios a través de las funcionalidades de rendimiento, proporcionando puntos de entrada estructurados hacia estrategias generadoras de rendimiento en un momento en que las consideraciones sobre tasas de interés son cada vez más determinantes en las decisiones de inversión.

La compañía indicó que la campaña tiene como objetivo simplificar la incorporación de nuevos usuarios, ayudándolos a entender cómo equilibrar la actividad de trading con la eficiencia del capital.

Beneficios de Zoomex para nuevos usuarios en marzo | APY del 200 %

Las plataformas evolucionan hacia sistemas de gestión del capital

Este desarrollo refleja una transición más amplia en toda la industria, donde las plataformas de trading son evaluadas cada vez más no solo por su rendimiento en la ejecución, sino por su capacidad para respaldar la gestión del capital en diversas condiciones de mercado.

Métricas como la utilización del capital, la accesibilidad al rendimiento y la flexibilidad estratégica se están convirtiendo en factores cada vez más centrales a la hora de evaluar el valor de una plataforma.

“Los usuarios ya no eligen entre operar y generar rendimiento — esperan que ambos funcionen de manera fluida dentro del mismo entorno”, afirmó Fernando.

A medida que la incertidumbre macroeconómica persiste, se espera que el rol de las plataformas cripto se amplíe más allá de la ejecución de operaciones hacia una gestión integrada del capital.

En este contexto, la capacidad de mantener una asignación productiva del capital — incluso fuera de los periodos de trading activo — podría convertirse en un factor decisivo en la manera en que los usuarios afrontan tanto la volatilidad como el crecimiento de su cartera a largo plazo.

Zoomex indicó que el desarrollo de sus productos seguirá alineándose con esta transición, con un enfoque en facilitar estrategias de capital más eficientes, flexibles y continuas para usuarios de todo el mundo.

Acerca de ZOOMEX

Fundada en 2021, Zoomex es una plataforma global de trading de criptomonedas con más de 3 millones de usuarios en más de 35 países y regiones, que ofrece más de 700 pares de trading. Guiada por sus valores fundamentales de “Simple × Fácil de usar × Rápido” , Zoomex también se compromete con los principios de equidad, integridad y transparencia, ofreciendo una experiencia de trading de alto rendimiento, accesible y confiable.

Impulsada por un motor de matching de alto rendimiento y una visualización transparente de activos y órdenes, Zoomex garantiza una ejecución consistente de operaciones y resultados completamente trazables. Este enfoque reduce la asimetría de información y permite a los usuarios comprender claramente el estado de sus activos y cada resultado de sus operaciones. Sin dejar de priorizar la velocidad y la eficiencia, la plataforma continúa optimizando la estructura de sus productos y la experiencia general del usuario con una sólida gestión del riesgo.

Como socio oficial del equipo Haas F1 Team, Zoomex traslada al trading la misma atención a la velocidad, precisión y ejecución fiable que se exige en las pistas. Además, Zoomex ha establecido una asociación global exclusiva como embajador de marca con el portero de clase mundial Emiliano Martínez. Su profesionalismo, disciplina y consistencia refuerzan el compromiso de Zoomex con un trading justo y la confianza a largo plazo de sus usuarios.

En materia de seguridad y cumplimiento normativo, Zoomex posee licencias regulatorias que incluyen el MSB de Canadá, el MSB de EE. UU., la NFA de EE. UU. y la AUSTRAC de Australia, y ha superado con éxito las auditorías de seguridad realizadas por la firma especializada en blockchain Hacken. Operando dentro de un marco normativo conforme y ofreciendo opciones flexibles de verificación de identidad junto con un sistema de trading abierto, Zoomex está construyendo un entorno de trading más simple, más transparente, más seguro y más accesible para usuarios de todo el mundo.

Más información: Website | X | Telegram | Discord

CONTACTO:
Catherine Shi
catherine.shi@zoomex.com

ESTERO, FL — April 2, 2026 — (NOTICIAS NEWSWIRE) — Visory Health, a patient-first health tech prescription platform that is transforming the way Veterans, families and caregivers access affordable healthcare through its prescription discount card and mobile app, announces its emergence as one of the top three prescription discount card platforms in the United States, according to IQVIA, on its fourth anniversary. This comes at a time when millions of Americans continue to struggle with the rising cost of prescription medications.

Since its founding, Visory Health has focused on a simple mission: to make medications more affordable and accessible for everyone. Through its free, easy-to-use digital prescription discount card, consumers can save up to 80% on thousands of medications at more than 37,000 pharmacies nationwide, including major chains such as Kroger, Publix, Walgreens, Albertsons and Smith’s. The Visory Health website and mobile app were built to help consumers easily navigate to Rx savings by offering price search and pharmacy finder tools in one place.

“Everyone faces unique challenges when it comes to healthcare. Reaching this milestone is incredibly meaningful, but what matters most is the impact we’re having on communities,” said Susan Lang, CEO of Visory Health. “It’s critical that patients can fill their prescriptions at a cost that doesn’t damage their family budget. Staying healthy involves more than taking prescriptions; it includes access to physicians and healthy food options. So as we listen to members of our community, we continue to innovate to improve their health overall.”

The Visory Health platform leverages proprietary technology to deliver consistent and meaningful savings to patients. Its ability to reduce out-of-pocket medication costs has been transformative, especially for communities in pharmacy deserts, where access to pharmacies can be low.

“As one of the three most-used prescription discount cards in the U.S., millions of people rely on Visory Health to help afford their medication. We’re not just providing savings; we’re providing peace of mind. We remain committed to breaking down barriers to healthcare for those who need it the most,” said Alexandra Robertson, Senior Vice President of Growth at Visory Health.

Visory Health has earned several prestigious awards for its groundbreaking work in healthcare accessibility and social impact. Notably, the company was recognized by Inc. Best in Business, Modern Healthcare’s Best in Business, Fast Company’s Brands That Matter and Digital Health Awards. These accolades highlight Visory Health’s innovative approach to transforming prescription access for underserved communities and its positive social contributions.

Looking ahead, Visory Health is expanding its reach and continuing to build upon its core mission of ensuring that access to affordable prescriptions is a right, not a privilege. For more information, visit visoryhealth.com.

About Visory Health
Visory Health is a patient-first health tech platform transforming how everyone, including Veterans, families, caregivers and underserved individuals, have access to healthcare. Visory Health’s model puts customers’ needs at the core of how it operates. They have saved millions of customers money on prescription medications, creating healthier families and communities. With a network of over 37,000 pharmacy partners nationwide, including Walgreens, Kroger, Publix, Stop & Shop, and more, Visory Health delivers affordable prescription prices nationwide and is free to use. To learn more, visit www.visoryhealth.com.

CONTACT:
Erica Torres
Uproar by Moburst for Visory Health
erica.torres@moburst.com

SOUTH SAN FRANCISCO, CA — April 2, 2026 — (NOTICIAS NEWSWIRE) — The California Institute for Regenerative Medicine (CIRM) celebrates a major milestone in the agency’s 21-year history: the first approved therapy to come out of California taxpayer funding. The U.S. Food and Drug Administration (FDA) has given accelerated approval to KRESLADI™, a one-time therapy developed by Rocket Pharmaceuticals, Inc. to treat severe leukocyte adhesion deficiency-I (LAD-I) in children who have no bone marrow donor match for stem cell transplantation.

“With the first FDA-approved therapy from CIRM funding we are delivering on our commitment to Californians to support the development of new stem cell and gene therapies that save lives,” said Jonathan Thomas, PhD, JD, CIRM President and CEO. “Thank you to the people of California who entrusted us with funds to support therapies like this one, and to the patients and their families who participated in clinical trials leading up to this milestone. Clinical trial participants are heroes whose bravery helps the entire disease community have access to improved therapies.”

LAD-I is a rare genetic disease where a child’s immune system can’t properly fight infections, putting them at risk for serious illness. Children with the disease have recurrent, life-threatening bacterial and fungal infections that respond poorly to antimicrobials and require frequent hospitalizations.

The only treatment option available for children with LAD-I has been a bone marrow transplant, which runs the risk of serious long-term complications. With KRESLADI, doctors fix the defective gene in the patient’s own blood-forming stem cells, helping their body make healthy white blood cells to fight infections. By using the patient’s own cells, the approach avoids complications of a bone marrow transplant.

“The FDA-approved treatment for LAD-I is a major step forward for Californians who supported investing in the promise of regenerative medicine,” said Rosa Canet-Avilés, PhD, CIRM Chief Science Officer. “We are thrilled that children with LAD-I have this new option available to them. In the future, we expect to see many more FDA-approved stem cell and gene therapies that will benefit people in California and around the world who have no other options.”

CIRM invested $5,867,085 to support a clinical trial site for KRESLADI™ at UCLA Mattel Children’s Hospital run by Dr. Donald Kohn. The global Phase 1/2 study of KRESLADI™ demonstrated a 100% survival rate one-year post-treatment for all nine patients enrolled in the trial. Patients were aged 5 months to 9 years with severe LAD-I, of which six were treated at the CIRM-funded UCLA site; the three other patients were treated at sites in London and Madrid.

This milestone comes at a time when CIRM is actively working to accelerate new therapies for rare diseases like LAD-I through its new Rare Disease Acceleration Through Platform Innovation and Delivery (RAPID) program. Although individually rare diseases don’t affect many people, cumulatively they affect over 30 million people in the U.S., about half of whom are young children with limited expected lifespan. Roughly 1 in 10 Americans have a rare disease of which 95% have no approved therapy.

The milestone is also a result of CIRM’s network of supported clinics that deliver cell and gene therapy clinical trials and approved therapies to people across the state. The successful trial at UCLA took place in one of these supported clinics.

The approval of KRESLADI reflects years of scientific research, clinical investigation, and community collaboration, including patients, families, clinicians, advocacy groups, and regulators. As with all CIRM clinical programs, Rocket Pharmaceuticals will provide a path for making this therapy accessible to people in California. That requirement is part of CIRM’s ongoing efforts to make sure people of California benefit from the therapies funded by CIRM.

About the California Institute for Regenerative Medicine (CIRM)
The California Institute for Regenerative Medicine (CIRM) is a state agency created by California voters to accelerate stem cell and gene therapies for people with unmet medical needs. Since 2004, Californians have entrusted CIRM with $8.5 billion to accelerate promising discoveries through clinical trials, train a regenerative medicine workforce, strengthen the state’s biotechnology economy, and expand access to transformative therapies. Today, CIRM is pioneering new models of therapy development and accelerating medical breakthroughs that change lives — in California and around the world. For more information, visit www.cirm.ca.gov.

CONTACT:
Amy Adams
Senior Director of Communications
press@cirm.ca.gov

San José de Ocoa, República Dominicana — 1 de abril de 2026 — (NOTICIAS NEWSWIRE) — La Dra. Elayna Fernández, conferencista internacional, autora best seller, estratega de historias y líder latina de impacto social, ha sido integrada al Rotary Club de su ciudad natal, en la República Dominicana, reafirmando así su compromiso con el servicio, el liderazgo y el desarrollo comunitario.

La juramentación se llevó a cabo el martes 17 de marzo en el salón Eddy Peña, ubicado en la calle Francisco Caamaño Deño número 1, en el barrio San Antonio de esa ciudad, bajo la presidencia de la Licda. Miriam Tejeda, quien no solo inspiró a Fernández a integrarse a la familia rotaria, sino que también le brindó una calurosa bienvenida al iniciar esta nueva jornada de compromiso con el servicio.

Entre los destacados miembros de la comunidad rotaria que asistieron al evento se encuentran Xiomara Peña, Felipe Sánchez, Félix Juan Mancebo, Ircania Báez, Eddy Manuel Peña, el Dr. Grancys González, Fiord Castillo, la Dra. Ángela Rodríguez, el abogado Elías González, el Dr. Basilio Enríquez Gómez, Magalys Pereyra, la Dra. Mercedes Subero, Lolín Tejeda Mejía y Mary Aguasvivas.

También estuvieron presentes Milcíades Fernández, presidente del comité de cónyuges y padre de Elayna Fernández, así como las cuatro hijas de esta: Elydia Fernández, Eliana Fernández, Elyssa Fernández y Elisha Fernández, quien leyó un fragmento de la extensa semblanza de su madre momentos antes de su juramentación.

Nacida en San José de Ocoa y criada en el barrio conocido en ese entonces como Mono Mojao, la Dra. Fernández inició desde muy joven su trayectoria de liderazgo y servicio comunitario, siguiendo el ejemplo de sus padres, Milcíades Fernández e Isbelia Guerrero, y de sus mentores comunitarios.

Realizó sus estudios iniciales en el Colegio Federico Froebel, la educación primaria en la Escuela Luisa Ozema Pellerano y los estudios secundarios en el Liceo José Núñez de Cáceres.

Desde temprana edad mostró su vocación de servicio, participando como voluntaria en la Cruz Roja de su comunidad, donde colaboró en operativos rurales de vacunación y de primeros auxilios. Con tan solo 11 años, fundó, junto a Leybe Ramírez y Willy Ramírez, el grupo teatral XX2000 y coorganizó el evento LeMaRaDi, un concurso enfocado en destacar a niñas y jóvenes con valores en la comunidad. También escribió, dirigió y protagonizó varias obras teatrales estudiantiles.

A esa misma edad inició estudios de mecanografía en el Instituto San Luis Gonzaga y clases de inglés en la Universidad O&M, donde se graduó a los 14 años con altos honores y, posteriormente, se desempeñó como profesora. Más adelante, continuó sus estudios universitarios en la Universidad Autónoma de Santo Domingo (UASD) y en UNAPEC, donde cursó mercadotecnia.

A pesar de sufrir eventos traumáticos, incluyendo ser secuestrada, brutalmente violada y casi golpeada hasta la muerte por un desconocido, y sobrevivir en coma durante 8 días tras un accidente de alto impacto en la capital dominicana, Fernández se especializó en informática en la Escuela Nacional de Informática (ENI) y se graduó en lengua italiana en UNAPEC y trabajó en empresas extranjeras radicadas en Santo Domingo.

Debido a sus logros académicos y aportes universitarios, fue seleccionada para el programa internacional Work and Travel, lo que le permitió viajar a los Estados Unidos, donde realizó una pasantía en Emprendimiento en el Lansing Community College.

En el año 2001 emigró a los Estados Unidos como la primera inmigrante de su familia en ese país. Allí estudió diseño gráfico, HTML y desarrollo de páginas web en el Vista Community College de San Diego, California. Estos inicios se convirtieron en su primera empresa, Designed 2 Impress, Inc., con la cual diseñó más de 5.000 páginas web y fue reconocida por LATISM como Best Marketer/Mejor Mercadóloga del estado de Florida en el 2009, mientras se recuperaba del cáncer.

En noviembre de 2004 creó su blog thePositiveMOM.com, respaldado por más de 600 marcas, que ha inspirado a millones de madres en 168 países y cuya misión es ayudar a las madres a romper ciclos, encontrar la paz y sentirse plenas. Su blog le ha valido múltiples reconocimientos, entre ellos el de Mejor Bloguera Latina en dos años consecutivos.

Durante más de 20 años ha utilizado las redes sociales para amplificar mensajes de esperanza, sanación y desarrollo personal, impactando a cientos de miles de personas, por lo que ha sido nombrada como una de las Top 100 Influencers latinas en EE.UU.

La Dra. Fernández ha sido oradora en 43 reuniones del Club Rotario en diferentes estados de los Estados Unidos, alineando su trabajo con la misión de Rotary: servir a otros, promover la integridad y fomentar la buena voluntad y la paz en el mundo. Debido a su contribución para ayudar a “transformar el trauma para dejar de transmitirlo”, recibió la Medalla Presidential Lifetime Achievement Award, otorgada por la Casa Blanca de los Estados Unidos.

También fue honrada con un doctorado honoris causa en liderazgo, y ha recibido reconocimientos como el premio “Mujer de Influencia”, Mejor Madre Emprendedora, y una de las 125 Top Líderes de Impacto mundialmente por la revista SUCCESS, en la que aparece junto a destacadas figuras como Brene Brown, Glennon Doyle, GaryVee, Jay Shetty, Marie Forleo, Mel Robbins, Tony Robbins, Will Smith, Tom and Lisa Bilyeu, y otros.

Ha sido conferencista en miles de eventos en múltiples países, incluido uno con más de 700.000 asistentes en la India; ha hablado ante las Naciones Unidas y ha participado en cinco conferencias TEDx (TEDxColepark, TEDxYouth@MiltonAve, TEDxMCPHS, TEDxMountRubidoux y TEDxUIUC).

Debido a sus múltiples experiencias traumáticas, su trabajo se centra en apoyar a familias, líderes y comunidades para sanar, romper ciclos generacionales y reducir las experiencias adversas en la infancia.

Además, es autora de varios libros bestsellers y galardonados, entre ellos: Date Your Pain/Cita con tu Dolor, The Breakup Recovery Journal, Dancing with Death, Healing Light/Luz Sanadora y la serie The Gifts of Pain/Los Dones del Dolor.

Sus libros están disponibles en línea y en más de 139.000 librerías de todo el mundo.

A pesar de su trayectoria internacional, radicada en EE.UU. desde hace más de 20 años, la Dra. Elayna Fernández afirma que su mayor orgullo siempre será representar a San José de Ocoa, poner en alto su apellido y servir a su gente.

En una publicación en su página de Instagram, dice: “Como para completar un ciclo, he sido recibida en la familia del Club Rotario de mi ciudad natal. Fue en Ocoa donde aprendí la bendición tanto de recibir como de brindar servicio a los demás. Esto marcó el inicio de mi dedicación de por vida al voluntariado y de mi amor por la colaboración.” Ver más aquí: https://www.instagram.com/p/DWIfYwYDCPp/

Su integración al Club Rotario de San José de Ocoa representa un regreso simbólico a sus raíces y un compromiso formal de continuar su misión de servicio, liderazgo y desarrollo humano, alineada con el lema rotario: “Dar de sí antes de pensar en sí.”

Para aprender más sobre la Dra. Elayna Fernández, puede seguirla en las redes sociales con el usuario @thePositiveMOM.

Enlaces:

TEDx https://www.youtube.com/watch?v=pZSG9px0YRo

United Nations https://www.youtube.com/watch?v=MpYvPPsGprU

CONTACTO:
Dr. Elayna Fernández
linkedin.com/thePositiveMom

MIAMI, FL — March 31, 2026 — (NOTICIAS NEWSWIRE) — Negocios Magazine has released its new edition featuring Carlos Iafigliola, Interim President of Amerant Bank, on its cover. The institution’s strategic vision is currently spearheaded by Carlos Iafigliola, who is leading a new phase focused on consolidating the bank’s foundations and charting a path toward sustainable growth.

With a history spanning over 40 years and nearly $10 billion in assets, Amerant Bank has established itself as the largest community bank headquartered in Florida. With a presence in South Florida and Tampa—supported by a branch network that underscores its close ties to both personal and commercial clients—the institution has built its reputation upon a clear principle: banking is, above all, a relationship-driven business founded on trust.

Amerant is a true reflection of South Florida, housing both domestic and international business lines under one roof. Initially, the bank was heavily influenced by international banking; however, its business culture has progressively evolved to serve the specific needs of the local market. Its corporate culture and business approach are defined by a simple philosophy: listen first, understand the unique realities of each client, and offer pragmatic solutions.

Under the leadership of Carlos Iafigliola, this vision is articulated through a strategic plan focused on stabilization, optimization, and growth—strengthening asset quality, risk management discipline, and operational consistency as the bedrock of sustainable expansion.

“At Amerant, we like to say that we reflect the culture and community of South Florida—a place where the needs of international and domestic banking intersect. It is an integral part of our identity. Amerant was built on serving entrepreneurs, families, and communities that value relationships and long-term collaboration. That heritage provides us with a deep understanding of the markets we serve and continues to shape our growth,” stated Carlos Iafigliola in an interview with Negocios Magazine.

You can read the full Negocios Magazine at the following link:

https://www.negociosmagazine.com/amerant-bank-en-portada-una-nueva-edicion-de-negocios-que-explora-el-futuro-de-la-banca-y-el-crecimiento-empresarial/

Negocios Magazine: A Leader in South Florida Business

Journalist Eduardo Hapke joined forces with attorney Karen Blanco, and in 2013, they founded Negocios Magazine—South Florida’s only Spanish-language business magazine focused specifically on entrepreneurs, published in both print and digital formats. The magazine is published and distributed throughout South Florida every two months. The publication also maintains a website, www.negociosmagazine.com, which features daily news updates and extensive content distribution across social media platforms.

Negocios Magazine is also distributed via PressReader, a digital platform featuring over 7,000 publications from around the globe. Hotels, corporations, airlines, and cruise lines all provide access to this news platform.

Additionally, Negocios Magazine is published on the Issuu.com platform, where the complete publication can be viewed online.

Negocios Magazine is part of the Acta Diurna Urbis Group Corp. media group, headquartered in Miami, Florida. This group also publishes *Ejecutiva*, *Welcome a América*, *Salud & Buen Vivir Florida*, *Hispanic Time*, and *Hispanic Time: Electric Cars Plus*.

You can follow the interviews and latest updates published in Negocios Magazine via its social media channels on Facebook, Instagram, LinkedIn, and X.

CONTACT:
Eduardo Hapke
786-607-9355
ed@negociosus.com

CHICAGO, IL — March 31, 2026 — (NOTICIAS NEWSWIRE) — Nuestra Escuela Vocational School in Caguas, Puerto Rico, is entering an important new chapter. With the support of the Maestro Cares Foundation (MCF) and Puerto Rican singer and actor Chayanne, the school is expanding its daycare center and constructing a permanent dining hall to better serve hundreds of students and families.

The project broke ground in Fall 2025 and is expected to be completed within 10 months. The total investment is $1,255,000. With $855,000 already raised, Maestro Cares Foundation and Chayanne will contribute the remaining $400,000, each committing $200,000 to bring the project to completion.

“This project is about investing in families and giving children the strong foundation they deserve,” said Chayanne. “Education and community support can truly change the direction of a young person’s life, and I am proud to stand alongside the Maestro Cares Foundation and Nuestra Escuela in making this expansion possible.”

Expanding early education and family support

The daycare center, which currently serves 49 children ages 0–5, will increase capacity by 30 additional children.

The expansion will include:

• Two new classrooms
• Child-friendly bathrooms
• A fully equipped kitchen
• A dedicated pedagogical learning space
• An outdoor play area
• A permanent dining hall

Community impact

This expansion will significantly strengthen services for the broader Caguas community:

• Expanded access to early education: 79 children will receive free, reliable early childhood care.
• Support for young parents: Nearly 50 adults will be able to continue their education and pursue career pathways through the school’s vocational program.
• Nourishment and stability: 450 students will benefit from nutritious meals in a safe and welcoming dining space designed to foster connection,stability and well-being.
• Emergency refuge: Approximately 500 families will have access to Nuestra Escuela as a trusted community hub during large-scale emergencies.
• Sustained academic success: The school maintains a 97% retention rate, reflecting strong outcomes and deep community trust.

Building on momentum

In February 2025, Nuestra Escuela celebrated the grand opening of Nuestra Innovación Digital, a vocational technology school in Caguas that unified Nuestra Escuela’s three vocational programs in a newly renovated building, which also serves as the organization’s headquarters. This initiative was also partly funded by the Maestro Cares Foundation. Since reopening, 90 students have enrolled in the school’s technical programming, expanding access to workforce training for disadvantaged youth in the region.

For more than 25 years, Nuestra Escuela has served as a cornerstone of opportunity in Puerto Rico. Its holistic model supports children from infancy through primary school, continues through middle and high school education, and provides vocational training for youth ages 13 to 21 seeking a second chance.

More than a school, Nuestra Escuela is a place where families find stability, education, and hope. This expansion ensures that its impact will continue to grow for generations to come.

About Maestro Cares Foundation
The Maestro Cares Foundation (MCF) is a nonprofit organization founded in 2012 by international music icon Marc Anthony and entrepreneur Henry Cárdenas. The foundation’s mission is to improve the quality of life of disadvantaged children and communities in Latin America and the United States. MCF partners with local foundations and organizations to fund sustainable projects that create safe and healthy environments for children, supporting both their developmental and academic needs. To date, the Maestro Cares Foundation has funded 45 projects in 17 countries and territories, positively impacting the lives of thousands of children. Additionally, the foundation runs the Maestro Cares Foundation Scholarship Program, which provides educational opportunities for Latino/a students who excel academically, have financial need, and are committed to charitable work. Through 23 university partnerships and individual scholarships, MCF has supported over 150 scholars in their educational endeavors.

About Chayanne
Chayanne, a native of Puerto Rico, is one of the most recognized and influential figures in Latin pop music. Over a career spanning more than four decades, he has sold more than 60 million albums worldwide and performed in sold-out tours across the Americas and Europe. In addition to his music career, he has appeared in films, television series, and telenovelas, earning numerous international awards.

Beyond entertainment, Chayanne is deeply committed to philanthropy. His humanitarian efforts focus on disaster relief, public health, and improving the lives of children and vulnerable communities. He has supported organizations such as the American Red Cross, Make-A-Wish, and Saving Hands Emergency Aid (SHEA), and has advocated for relief efforts in Puerto Rico following natural disasters. He also supports initiatives related to cancer research, ALS awareness, and the work of the Maestro Cares Foundation.

About Nuestra Escuela
Nuestra Escuela is an alternative education project that designs and implements its educational model using strategies that respond to the needs and interests of a population of young people who have been out of school. This model is structured around 12 elements anchored in five principles: Vital Essence Workshop, Circles, All for My Star, Personalized Education, and Entrepreneurship. All of these contribute to an effective and supportive teaching and learning process with an emphasis on the students’ socio-emotional well-being and the development of their attitudes and skills so they can become responsible and ethical citizens, committed to their own future and that of their country.

CONTACT:
projects@maestrocares.org

ORLANDO, FL — March 30, 2026 — (NOTICIAS NEWSWIRE) — In the contemporary global landscape, where a nation’s stability is increasingly tied to its digital fortitude, the role of a Software Architect has transcended mere coding. Today, it is about the structural integrity of systems managing our finances, safety, and our children’s education. In this high-stakes arena, few professionals possess the “extraordinary ability” to design the underlying frameworks that sustain entire economies and public systems. Rafael Donadío is one such architect—a visionary whose career has become a bridge between foundational national digital transformation and the sophisticated security needs of the United States’ public sector.

Global Expertise Applied to Florida’s Infrastructure

When Donadío transitioned his expertise to the United States, he brought a methodology forged in environments of extreme complexity. Today, he applies this high-level proficiency to some of the nation’s most critical assets: its educational and governmental infrastructures.

As a high-level consultant for global industry giants—including Genexus by Globant and GDM—Donadío sits at the intersection of private sector innovation and public sector necessity. His work for Orange County and Osceola County Public Schools (OCPS) has been nothing short of transformative. In Florida, the primary challenge was not a lack of technology, but a lack of system integration. Public institutions often suffer from “data siloing,” where disparate departments operate on legacy systems unable to communicate.

Donadío’s unique methodology involves creating sophisticated “abstraction layers” and proprietary APIs. These tools act as a universal translator, allowing previously incompatible government systems to communicate seamlessly. Where other specialists suggested expensive, ground-up overhauls, Donadío engineered elegant, integrated solutions that saved the Florida public sector thousands of hours in manual labor and significantly reduced computational costs.

In a world increasingly threatened by cyber-espionage and data breaches, Donadío has championed the implementation of “Zero Trust” Architectures. His focus ensures that the sensitive data of American students and citizens—a primary target for malicious actors—remains unalterable and secure. His technical contributions include:

• 100% Operational Uptime: Application of protocols guaranteeing constant availability for school districts processing millions of daily requests.
• Asynchronous Processing Algorithms: These allow for massive data handling (such as student records and emergency response maps) at a fraction of traditional computational costs.
• Data Sovereignty: Designing systems that ensure public institutions maintain full control and ownership of their digital assets, free from the “vendor lock-in” that plagues many government contracts.

A Contribution of Substantial Merit: Democratizing Technology

Donadío’s commitment to the U.S. national interest is perhaps most evident in his altruistic approach to high-value tools. He has developed proprietary APIs for vectorization, digital imaging for embroidery, and mockup generation, providing them at no cost to public institutions.

In an era where specialized software licenses represent a multi-billion dollar barrier, Donadío’s decision to offer these tools for free to school districts and emergency services is a paradigm shift. By eliminating these economic barriers, he has allowed Florida’s school districts to reallocate vital funds directly into the classroom, positively impacting the quality of education for thousands of students.

For the St. Cloud Police Department and other law enforcement agencies, these tools have optimized emergency response logistics. Whether through the rapid production of high-precision tactical maps or the digitization of uniform logistics, Donadío’s technology ensures that those protecting the community have the tools they need without bureaucratic or financial delays.

The Human Factor: A Legacy in Central Florida

Beyond code and contracts, Rafael Donadío’s story is one of profound integration. Since 2014, he and his family have become an integral part of the Central Florida community. This personal stability is the driver of his professional innovation.

“When an architect knows the systems he designs protect his own neighbors and his children’s school records, responsibility takes on a different dimension,” Donadío notes. His work is a form of “digital gratitude” toward the nation that welcomed his family, putting world-class talent at the service of the security and future of his local county.

Rafael Donadío represents the caliber of professional expertise the United States requires to maintain its global leadership in technology. He is a digital architect of public trust. Through his consultancy for global firms, he continues to advocate for a future where technology is a bridge, not a barrier.

As he looks toward the next decade, Donadío remains focused on the convergence of Artificial Intelligence (AI) and public infrastructure, ensuring that as systems become more complex, they remain human-centric, secure, and accessible. In the narrative of American innovation, Rafael Donadío stands as a testament to the power of extraordinary talent applied to the national good.

CONTACT:
Hispanic Target Inc
786-818-7419
revistahispanictarget@gmail.com